How It Works

Create your account on the Nova Digital Finance platform and complete the Know Your Customer (KYC) verification process. Upload your identification documents and personal information for review.

• Provide personal details and contact information
• Upload government-issued ID and proof of address
• Verification typically completed within 24-48 hours

Once your KYC is approved, decide how many Pronova (PRN) tokens you need. Each PRN is valued at exactly 1 USD, so if you need 10,000 PRN, you will pay 10,000 USD plus the processing fee.

• Choose from 500 to 100,000 PRN (1 PRN = 1 USD)
• Repayment periods from 6 to 36 months
• Equal monthly installments with zero interest

A one-time, non-refundable processing fee of 3-5% of your financing amount is required. This is the only cost associated with your financing.

• Fee ranges from 3% to 5% based on your financing amount
• One-time payment, not recurring
• Multiple payment methods accepted (Card, Bank Transfer, Crypto)

Review and sign the electronic trilateral contract between you, Nova Digital Finance, and CapiMax Investment. Everything is handled digitally for your convenience.

• Electronic signature for convenience and security
• Trilateral agreement covering all parties
• Clear terms for repayment and investment

After the contract is signed and the processing fee is paid, you receive an official Certificate of PRN Ownership. This document proves you own the specified number of Pronova tokens and can be used for investment with CapiMax Investments.

• Official certificate proving your PRN ownership
• Each PRN backed at 1 USD value
• Certificate used to invest through CapiMax Investments

Use your Certificate of PRN Ownership to invest through CapiMax Investments. Meanwhile, repay your monthly installments through Nova Digital Finance.

• Present your PRN certificate to CapiMax Investments
• Make equal monthly repayments in USD
• Track everything from your dashboard